Credit Card Fraud Spiked 30% in 2016 According to Experian, How to protect yourself?

Credit Card Fraud Spiked 30% in 2016 According to Experian.  Despite the EMV liability shift, Experian (see here) says fraud skyrocketed in 2016. Their article shows you how susceptible you are to fraud based on your address.
The biggest issue cited isn’t stolen credit cards. With the EMV shift in October 2015, it’s become much harder to use stolen credit cards. The shift requires a PIN to be keyed in for most purchases.
The FTC has cited some great ways to keep your credit card information safe*:
  • Don’t give your account number to anyone on the phone unless you’ve made the call to a company you know to be reputable. If you’ve never done business with them before, do an online search first for reviews or complaints.
  • Carry your cards separately from your wallet. It can minimize your losses if someone steals your wallet or purse. And carry only the card you need for that outing.
  • During a transaction, keep your eye on your card. Make sure you get it back before you walk away.
  • Never sign a blank receipt. Draw a line through any blank spaces above the total.
  • Save your receipts to compare with your statement.
  • Open your bills promptly — or check them online often — and reconcile them with the purchases you’ve made.
  • Report any questionable charges to the card issuer.
  • Notify your card issuer if your address changes or if you will be traveling.
  • Don’t write your account number on the outside of an envelope.
And the biggest thing you can do to help, is to make sure you report fraud when it happens. As many as 73% of people defrauded last year did not file police reports.  Filing police reports helps the local and national authorities better understand these crimes.  It also helps the credit card companies close loopholes that allow for these types of fraud to occur. 
*Cited from “Protecting Against Credit Card Fraud”. Retrieved from